We get asked a lot about the difference…

A CPA is a licensed professional who has completed:

• A bachelor’s degree with specific accounting coursework
• 150 credit hours of education
• The Uniform CPA Exam
• Ongoing continuing education
• State licensing requirements

• Audits or financial statement assurance
• Complex tax situations
• Representation before the IRS in all matters
• High‑level financial strategy for large organizations

CPAs are excellent for advanced, specialized work — but they often come with higher fees.

A Business Accountant handles the day‑to‑day financial needs of small businesses. This includes:

• Bookkeeping
• Payroll
• Financial reporting
• Tax preparation
• QuickBooks support

• You need reliable, affordable accounting
• You want someone who understands small business operations
• You don’t need audit‑level services
• You want personalized support instead of big‑firm pricing

In Pennsylvania, many small businesses rely on experienced accountants who are not CPAs because the work they need doesn’t require CPA licensing.When you need a CPA:

• Audits or financial statement assurance
• Complex tax situations
• Representation before the IRS in all matters
• High‑level financial strategy for large organizations

CPAs are excellent for advanced, specialized work — but they often come with higher fees.

The IRS AFSP is a voluntary credential for tax professionals who are not CPAs or Enrolled Agents. Completing the program each year shows:

• Commitment to continuing education
• Up‑to‑date tax law knowledge
• Professional ethics training
• Eligibility for limited representation rights before the IRS

• Your preparer is trained, tested, and current on IRS rules
• You get a higher level of professionalism than a basic tax preparer
• You can trust the accuracy and compliance of your return

In Pennsylvania, AFSP‑credentialed preparers are a strong choice for individuals and small businesses who want expertise without CPA‑level pricing.